{"id":8723,"date":"2021-10-14T22:34:23","date_gmt":"2021-10-15T02:34:23","guid":{"rendered":"http:\/\/www.amindhillon.com\/blog\/?p=8723"},"modified":"2021-10-23T04:14:36","modified_gmt":"2021-10-23T08:14:36","slug":"mortgages-explained-how-to-get-a-mortgage-pre-approval-refinancing-job-loss","status":"publish","type":"post","link":"https:\/\/www.amindhillon.com\/blog\/mortgages-explained-how-to-get-a-mortgage-pre-approval-refinancing-job-loss\/","title":{"rendered":"Mortgages Explained: How to Get a Mortgage, Pre Approval, Refinancing, &#038; Job Loss"},"content":{"rendered":"<p>From buying your first home to buying an investment property, if you are buying any real estate you will likely be needing a mortgage. Today I&#8217;m chatting with Ray Daez, a GTA based mortgage broker, who is answering all of your questions.<\/p>\n<p>We talk about:<\/p>\n<p>1. What is a preapproval mortgage and when do you need one?<\/p>\n<p>2. When you should be refinancing your mortgage<\/p>\n<p>3. How to qualify for a mortgage and what do banks look at for approval<\/p>\n<p>4. Can you get a mortgage if you are laid off, on cerb or employment insurance (EI), long or short term disability, maternity or parental leave, etc<\/p>\n<p>5. What are your options if you don&#8217;t qualify for a mortgage<\/p>\n<p>6. Why a joint venture with other people may be the future<\/p>\n<p><iframe loading=\"lazy\" title=\"Mortgages Explained: How to Get a Mortgage, Pre Approval, Refinancing, &amp; Job Loss\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/-jsSHnMFQxI?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>After you&#8217;ve watched this video, be sure to LIKE, COMMENT, &amp; SUBSCRIBE to this channel <span style=\"color: #d63a7e;\"><a style=\"color: #d63a7e;\" href=\"http:\/\/www.youtube.com\/amindhillon\">HERE<\/a><\/span> for more videos.<\/p>\n<hr>\n<p><span style=\"color: #d63a7e;\">About The Podcast<\/span><\/p>\n<p>Welcome to my podcast &#8220;In Conversation with Amin Dhillon&#8221; where I sit down with THE movers-and-shakers and the stars to chat about LIFE, LOVE, BUSINESS, and being a total BOSS. It&#8217;s raw, it&#8217;s candid, it&#8217;s the stories behind the headlines! New episodes weekly.<\/p>\n<p>Subscribe now!<a href=\"http:\/\/www.youtube.com\/amindhillon\"> www.youtube.com\/amindhillon<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>From buying your first home to buying an investment property, if you are buying any real estate you will likely be needing a mortgage. Today I&#8217;m chatting with Ray Daez, a GTA based mortgage broker, who is answering all of your questions. <\/p>\n","protected":false},"author":2,"featured_media":8771,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[914],"tags":[915,885,916,917],"class_list":["post-8723","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-money","tag-finance","tag-money","tag-mortgage","tag-wealth"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/posts\/8723","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/comments?post=8723"}],"version-history":[{"count":1,"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/posts\/8723\/revisions"}],"predecessor-version":[{"id":8725,"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/posts\/8723\/revisions\/8725"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/media\/8771"}],"wp:attachment":[{"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/media?parent=8723"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/categories?post=8723"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.amindhillon.com\/blog\/wp-json\/wp\/v2\/tags?post=8723"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}